The Uninsured Population in El Paso County: What It Means for Families and the Upcoming Election
As El Paso County continues to grow, so does the complexity of the issues its residents face—one of the most significant being the lack of health and life insurance coverage. With the upcoming election, the conversation around healthcare is intensifying, making it more important than ever for families to understand where they stand and how upcoming political changes could impact their access to vital coverage.
In this blog, we’ll explore the current statistics of El Paso County’s population, focusing on the number of families without health and life insurance, and what the future might hold for them.
El Paso County Population Overview
El Paso County, located on the westernmost tip of Texas, is home to over 865,000 people as of the latest census data. With a population that continues to rise, the demand for affordable and accessible healthcare options grows along with it. However, despite its steady growth, a significant portion of the population remains without essential insurance coverage.
The Uninsured in El Paso County
According to recent statistics from the U.S. Census Bureau and the Texas Medical Association:
About 18% of El Paso County residents are uninsured.
Among families, 23% of children under 18 are without health insurance coverage.
33% of adults under 65 do not have health insurance.
These numbers are alarming when compared to the national average, where only 8.6% of the population is uninsured. The gap reveals that El Paso County residents face a unique challenge in securing adequate healthcare coverage for themselves and their families.
Life Insurance Coverage in El Paso County
When it comes to life insurance, the situation is equally concerning. A 2022 study found that approximately 40% of El Paso residents do not have a life insurance policy, leaving many families vulnerable in the event of an unexpected death. This lack of coverage can have devastating financial consequences for families already struggling with the high costs of living and medical care.
What the Numbers Mean for Families
For the thousands of families in El Paso County without health or life insurance, these statistics represent more than just numbers—they reflect real, everyday struggles. Uninsured families face higher medical costs, limited access to preventive care, and a greater likelihood of going into debt due to unexpected health emergencies.
Without life insurance, families are left financially exposed, especially in the event of a sudden loss of income. For many, the cost of a life insurance policy may seem like an unnecessary expense, but it’s one of the most critical investments a family can make for their future security.
The Impact of the Upcoming Election
With healthcare being a major issue in the upcoming election, the fate of uninsured families in El Paso County could change drastically depending on who is elected and what policies are implemented. Both state and federal candidates have made healthcare a cornerstone of their campaigns, offering different visions for how to tackle the issue of uninsured Americans.
Some candidates are proposing expanded access to Medicaid and affordable healthcare plans, while others are focusing on reducing the costs of private insurance through market-driven solutions. For life insurance, there is less direct political focus, but economic changes, tax policy, and overall financial health reforms could indirectly affect premiums and accessibility.
The Need for Change
No matter the outcome of the election, one thing remains clear: El Paso County’s high uninsured rate must be addressed. Without intervention, thousands of families will continue to struggle with access to basic healthcare and the protection that life insurance provides. Health insurance options, such as ACA-compliant plans, short-term medical plans, and supplemental insurance, can help close the gap, but residents need to know where to start and what options are available to them.
Taking Action for Your Family’s Future
For families in El Paso County without health or life insurance, now is the time to explore coverage options before potential policy changes take effect. Whether you’re looking for an affordable health plan, coverage for an entire family, or a life insurance policy that fits your budget, it’s important to take action now to protect your family’s future.
At The Baylon Agency, we offer a wide range of insurance plans, including UnitedHealthcare’s Mental Health Complete Plus, telehealth options, ACA health insurance, and life insurance policies designed to fit your needs. We can help you navigate the process of finding affordable coverage, so you and your family won’t be left unprotected.
For more information, visit our UnitedHealthcare portal to explore your options and start securing coverage today.
Conclusion
El Paso County’s uninsured population represents a critical issue that families and policymakers must address. With the upcoming election, the future of healthcare in the region could change, potentially offering more affordable options for those who currently lack coverage. These are the current statistics, and while they may change in the future, one thing remains certain: securing health and life insurance is one of the most important decisions a family can make for their long-term well-being.